Thursday, March 25, 2010

Sins of the Father, Debts of the Children

(Written by New Breed contributor Mark Balzano)

Even now as I write, the liberal wing of the Democratic party is ringing drums and patting each other on the back for the health care reform they have been seeking for the last 100 years. The bill they say will insure the poorest of the poor and drive down the national debt for all by taking care of our weakest will just drive up the national debt and put an increasing strain on the producers of our society. I, for one, am actually one of the poor that will benefit from this bill since I am below the poverty line; but I’m against this bill for what it means for us Americans as a whole.
For those who love the fact that no longer will Americans be excluded from health insurance, let me ask this question…do you deserve to pay the same car insurance as those who have had two accidents in the last year? If this bill was applied to car insurance we should all pay the same rates. It doesn’t matter if you have had three or four tickets or multiple accidents…you get to pay the same and not be denied coverage as if you’re a perfect driver. If you apply basic economics, the equation you get is something like this: if the insurance company can’t make its money back off the highest of risks, it needs to make money off all risks it invests in; meaning the responsible drivers pay more for those who aren’t responsible at all.
If you let emotions take hold in the argument, you can easily say ‘well driving a car is no where near the same as your health insurance’…and I just need to ask…why? This new bill allows a 30 year old smoker to insure the day they learn they have cancer, as much as it allows a healthy 30 year old to insure on day one. Once again I ask, where will the money to pay for the smoker come from? If you can’t refuse the smoker insurance then you need to make your bottom line up from the healthy young person who never did anything to affect their health except live.
The government has been raiding the cookie jar of Social Security and Medicare to pay for bloated government since they were both created. Each is showing signs of instability which will lead to higher retirement ages and increased cost and zero debt savings. The United States is already horribly in debt due to rampant spending on social welfare programs. The question I leave you with is- are you willing to pass a horribly written and corrupted compromised bill today, so that your grandchildren can pay for it tomorrow?

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